-


At Mortgage Solutions Merseyside we specialise in :

 
· Secured Loans from £5000 - £100,000
· Market-leading rates to suit all circumstances
· Interest-Only, Fixed Rate and Flexible Loans available
· Average turnaround 3 weeks
 
 
Secured loans are loans secured on property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, holidays, or anything you choose. Any amount can be borrowed from £5,000 to £100,000.
 
To qualify for a loan you must be over 18, resident in the UK and a homeowner.
 
We also have schemes available for those with a good financial track record. We can offer highly competitive rates to these types of borrowers that are often lower than you would imagine. A secured loan allows you to take advantage of preferential interest rates that would not be available for an un-secured personal loan.
 
The amount borrowed is repaid monthly over a term agreed at the outset, which will usually range between three years and twenty five years. A penalty may be charged if a loan is repaid earlier than agreed - each lender's criteria differs (please ask for further information with regard to redemption penalties).
 The amount that can be borrowed, the term available and the A.P.R will all depend upon the equity in the property, the lender's view of the borrowers' ability to repay the loan and their personal circumstances.
 
Initial assessment can be made quickly, however loans under £25,000 are regulated, and a consideration period will be given to allow time for borrowers to assess the implications of the credit agreement, and to ensure that they are fully aware of all the terms and conditions.