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Residential Mortgages
 
When purchasing or remortgaging as well as taking the interest rate into account you also need to consider many other factors before deciding what product is best for your needs
 
i) Associated Fees- ie Lenders arrangement Fees, Broker Fees, valuation Fees, conveyancing fees, Stamp Duty
 
ii) Factors effecting the mortgage - ie Term of the Mortgage, early repayment charges, the flexibility of the mortgage, property type, size of the loan to value
 
iii) Your personal details- ie Sources of income, age, dependants and credit commitments
 
That is why we will discuss and listen to your circumstances and then recommend a product for you based on your requirements with a free no obligation quote along with our terms of business
 
    Methods of Repayment

     Repayment—(also known as Capital and Interest ) - explained (click here)
 
     Interest-Only- explained (click here)
 
     Split a combination of Repayment and Interest-Only-explained (click here)
 
     Types of Mortgages
 
      Fixed Rate Mortgage - explained (click here)
 
      Tracker Mortgage (Variable Rate Mortgage)- explained (click here)
 
      Discount Rate Mortgage-explained (click here)
 
       For more details on why people remortgage(click here)
                              
      Apply now - click on the selection below that you require
 
      First Time Buyer                         Remortgage
 
      Buy to Let  or Let To Buy            Commercial Mortgage
 
       Jargon Buster - for understanding of mortgage terms and sayings- click here
       Costs Associated with a mortgage - click here