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Why use Mortgage Solutions Merseyside

By using Mortgage Solutions Merseyside, you can benefit from outstanding life assurance rates, with cover provided by our carefully selected panel of leading insurers.
Our service gives you:
Highly Competitive Rates and a choice of Insurance Types.
We can provide Level Term Assurance or Mortgage Protection (Decreasing Term) - both with additional Critical Illness Cover if you require it.  Please note that we do not offer Pension Term Assurance.
Understanding life assurance
Not sure which type of UK life assurance is right for you? Take a look at the options we offer:

Level term life assurance
  • You choose the amount of cover you want and how long you would like the policy to run for.

  • If you die during the policy term your insurer will pay the amount you are covered for.
  • If you set up a joint policy (one policy to cover two people) the amount of cover is paid out on the first death.
  • The policy stops when a claim has been paid. These policies have no cash in value at any time.


     Mortgage protection life assurance
  • You choose the amount of cover you want and how long you would like the policy to run for.
  • The amount of cover reduces each month during the policy term and is calculated to be enough to equal the capital outstanding under a normal repayment mortgage.
  • If you die during the policy term your insurer will pay the calculated amount of cover at that time.
  • If you set up a joint policy (one policy to cover two people) the amount of cover is paid out on the first death.
  • The policy stops when a claim has been paid. These policies have no cash in value at any time.

    Level term life assurance with critical illness cover
  • You choose the amount of cover you want and how long you would like the policy to run for.
  • If you die or are diagnosed with an earlier critical illness during the policy term your insurer will pay the amount you are covered for.
  • The types of illnesses covered include Heart Attack, Stroke, Cancer and Multiple Sclerosis (the full list of illnesses covered are detailed by the insurers in their key features document which is available on request).
  • If you set up a joint policy (one policy covering two people) the amount of cover is paid out on the first claim.
  • The policy stops when a claim has been paid. These policies have no cash in value at any time.
     
     Mortgage protection life & critical illness cover
  • You choose the amount of cover you want and how long you would like the policy to run for.
  • The amount of cover reduces each month during the policy term and is calculated to be enough to equal the capital outstanding under a normal repayment mortgage.
  • If you die or are diagnosed with an earlier critical illness during the policy term your insurer will pay the calculated amount of cover at that time.
  • The types of illnesses covered are Heart Attack, Stroke, Cancer, and Multiple Sclerosis (the full list of illnesses covered are detailed by the insurers in their key features document which is available on request).
  • If you set up a joint policy (one policy covering two people) the amount of cover is paid out on the first claim.
  • The policy stops when a claim has been paid. These policies have no cash in value at any time. 
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